In general, an auto warranty will typically cover repairs to the vehicle’s mechanical and electrical systems, including the engine, transmission, and drivetrain. It may also cover other components such as the air conditioning, power steering, and brakes. Additionally, many policies will also cover roadside assistance and rental car reimbursement if your vehicle needs repairs. However, it’s worth noting that wear and tear items, such as tires and brake pads, may not be covered.
A home warranty, on the other hand, typically covers the repair or replacement of major systems and appliances in a home, such as the HVAC, electrical, plumbing, appliances and even smart home systems.
However, it’s important to understand that both types of warranty will have exclusions and limits. It’s common for both auto and home warranty to not cover items that have been neglected or not properly maintained, pre-existing conditions or those that are considered cosmetic in nature. The policy will specify what is covered and what is not, be sure to ask our representatives about this.
It’s essential to review the coverage options of the specific policy you are considering, as well as the exclusions, and always ask our representatives questions if you have any doubts, in order to make sure you understand what is and what is not covered under the plan.